When it comes to car insurance, you can find yourself in a sticky situation if you don't have it. Get a quote from your local insurance agency, it might suprise you how affordable it can be.
Driving without auto insurance is illegal in most states. But even if it weren't, it would be a very bad idea. If you cause an accident, you could be sued for a lot of money – more than you could probably afford to pay. Even if you don't cause an accident, if you're stopped by the police, you could be fined or have your license suspended.
Auto insurance is not expensive, especially when you consider the alternative. In Colorado, for example, the average monthly premium for car insurance is only about $80. That's less than $1,000 per year – a small price to pay for the peace of mind that comes with knowing you're protected. And in Kansas, the average premium is even lower – only about $60 per month. Of course, you can save money on your auto insurance by shopping around and comparing rates. But even if you find the cheapest policy, it's still a good idea to have coverage. After all, it's better to be safe than sorry.